Agent Profile

Sanjeev Kumar

Senior LIC Advisor

Accomplishments

With a track record of consistently delivering outstanding results, Sanjeev Kumar has consistently excelled in his role as a LIC advisor.

Over 29 years of experience in the insurance industry, providing expert financial solutions to clients.
Built and served a client base of over 2,500 satisfied policyholders, ensuring financial security and trust.
Recognized as the best in the region for policy supply of Jeevan Shree and Jeevan Umang, consistently delivering top-tier service.
Chairman's Club Member (2007-2022) - Recognized for excellence and outstanding performance in the field.
Successfully completed a Single Premium Policy of ₹1.4 Crore on August 15, 2019.

2370

Total Policy

5,28,01,186

Total Premium

33,74,14,770

Total Sum Assured

Select the Right LIC Policy for You

Explore LIC policies tailored to your financial goals. Filter by category to find the perfect plan.

LIC's Jeevan Labh

Plan No:936
UIN:512N304V02

LIC's Jeevan Labh is a popular endowment plan combining risk cover and savings. Provides financial protection and lump sum payment at policy term end.

Entry Age

8-59 years

Policy Term

16-25 years

Premium Term

10-25 years

Coverage Details

  • Option 1: Life Cover: Life insurance coverage with death/survival benefits.
  • Option 2: Accidental Death Benefit: Additional accidental death benefit coverage.

Advantages

  • • Dual Benefit: Protection + Savings
  • • Flexible terms & premiums
  • • Bonus participation
  • • Loan facility available

LIC's New Jeevan Anand

Plan No:915
UIN:512N279V02

Combination of endowment and whole life insurance. Provides term coverage and lifelong protection post-maturity.

Entry Age

18-50 years

Policy Term

15-35 years

Premium Term

5-15 years

Maturity Age

75 years max

Coverage Details

  • Endowment Benefit: Lump sum payment at policy term end.
  • Lifelong Coverage: Continues protection after maturity.

Advantages

  • • Dual coverage structure
  • • Lifelong financial security
  • • Tax benefits under 80C & 10(10D)
  • • Flexible premium options

LIC's Single Premium Endowment Plan

Plan No:917
UIN:512N283V02

Combines endowment and whole life insurance, offering term coverage and lifelong protection after maturity.

Entry Age

90 days - 65 years

Policy Term

10 or 20 years

Sum Assured

₹1,00,000 & above

Coverage Details

  • Single Premium: Pay the entire premium upfront—no recurring payments needed.
  • Premium Term: One-time payment at the start covers the full policy term.

Advantages

  • • One-time premium—no annual payments.
  • • Life cover for the full term with a single payment.
  • • Lump sum payout on maturity or in case of death.
  • • Simple, hassle-free policy terms.
  • • Loan facility available if needed.

LIC’s Jeevan Umang

Plan No:945
UIN:512N312V02

Combines endowment and whole life insurance, offering term coverage and lifelong protection after maturity.

Entry Age

90 days - 55 years

Policy Term

Entry Age - 100 years

Sum Assured

₹2,00,000 & above

Coverage Details

  • Premium Payment Term: Usually 15 years
  • Premium Mode: Annually, semi-annually, quarterly, or a single premium

Advantages

  • • Lifelong Coverage
  • • Regular Income
  • • Bonuses: Simple Reversionary Bonus and Final Additional Bonus
  • • Tax Benefits: Offers tax advantages under Section 80C and Section 10(10D)

LIC's Beema Shree

Plan No:948
UIN:512N316V02

Entry Age

12 - 55 years

Policy Term

12, 15, 18, or 20 years

Sum Assured

₹1,00,000 & above

Coverage Details

  • Policy Term: 12-20 years
  • Benefits: Life cover (death benefit) + maturity benefit
  • Premium: Flexible (annually, half-yearly, monthly).

Advantages

  • • Dual benefit of life cover and savings.
  • • Bonus participation (Simple Reversionary and Final Additional Bonuses).
  • • Flexible premium payment options.
  • • Death benefit ensures family financial security.
  • • Maturity benefit provides a significant savings corpus.
  • • Loan facility available against policy value.

LIC’s Jeevan Tarun

Plan No:934
UIN:512N299V02

Entry Age

0-12 years

Policy Term

25 or 30 years

Coverage Details

  • Premiums: Annually, half-yearly, or monthly.
  • : Premiums are typically paid for a period of 5 years, 10 years, or until the child turns 25 years of age.

Advantages

  • • Provides financial security for a child’s future.
  • • Flexible premium payment options and policy terms.
  • • Bonuses add to the sum assured and enhance maturity benefits.
  • • Tax benefits under Sections 80C and 10(10D) of the Income Tax Act.
  • • Loan facility available against the policy.
  • • Maturity benefit paid at the child’s age of 25 years.

LIC’s Jeevan Amar

Plan No:955
UIN:512N350N01

Entry Age

18-65 years

Policy Term

10-40 years

Coverage Details

  • Premiums: Annually, Half-Yearly, or Monthly
  • Premium Payment Term: Regular Premium: Throughout the policy term. Limited Premium: 5 years, 10 years, or a shorter term than the policy duration. Single Premium: One-time lump sum payment

Advantages

  • • Provides financial security for the family .
  • • Flexible premium payment options and policy terms
  • • High sum assured rebates for large coverage amounts
  • • Tax benefits under Sections 80C & 10(10D).
  • • Death benefit paid as a lump sum to the nominee

LIC’s New TECH TERM

Plan No:954
UIN:512N351V01

Entry Age

18-65 years

Policy Term

10-40 years

Coverage Details

  • Premiums: Annually or Half-Yearly
  • Premium Payment Term: Regular Premium: Payable throughout the policy term Limited Premium: Payable for a selected period shorter than the policy term Single Premium: One-time lump sum payment at policy inception

Advantages

  • • Providing financial protection .
  • • Flexible premium payment options.
  • • Choice between Level Sum Assured / Increasing Sum Assured options
  • • High sum assured rebates for large coverage amounts
  • • Tax benefits under Sections 80C & 10(10D)

LIC’s New Jeevan Shanti

Plan No:858
UIN:512N338V04

Entry Age

30-85 years

Policy Term

Not applicable (as it is an annuity plan)

Coverage Details

  • Premiums: Single premium payment (one-time lump sum)
  • Annuity Options: Immediate Annuity: Starts right after the policy purchase Deferred Annuity: Starts after a deferment period chosen by the policyholder (1 to 20 years)
  • Annuity Mode: Monthly, Quarterly, Half-Yearly, or Annually

Advantages

  • • Guaranteed lifetime income with flexible annuity options
  • • Choice between Immediate or Deferred annuity plans
  • • Option to receive annuity for a single life or joint life
  • • Higher annuity rates for larger purchase prices.
  • • Loan facility available.
  • • Tax benefits under Sections 80C & 10(10D) .

LIC’s Saral Pension

Plan No:862
UIN:512N342V04

Entry Age

40-80 years

Policy Term

Not applicable (as it is an annuity plan)

Coverage Details

  • Premiums: Single premium payment (one-time lump sum)
  • Annuity Options: Option 1: Life Annuity with Return of 100% of Purchase Price Option 2: Joint Life Last Survivor Annuity with Return of 100% of Purchase Price
  • Annuity Mode: Monthly, Quarterly, Half-Yearly, or Annually

Advantages

  • • Guaranteed lifetime income.
  • • Return of 100% of the purchase price to the nominee upon the annuitant’s death
  • • Loan facility available
  • • Surrender value available in cases of critical illness
  • • No maximum purchase price limit
  • • Tax benefits under Section 80C.

LIC’s Jeevan Akshay - VII

Plan No:857
UIN:512N337V04

Entry Age

30-85 years

Policy Term

Not applicable (as it is an annuity plan)

Coverage Details

  • Premiums: Single premium payment (one-time lump sum)
  • Annuity Mode: Monthly, Quarterly, Half-Yearly, or Annually

Advantages

  • • Guaranteed lifetime income.
  • • Higher annuity rates for larger purchase prices
  • • Loan facility available
  • • Surrender option available.
  • • Tax benefits under Sections 80C & 10(10D)